State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first home.
SONYMA provides access to affordable homeownership by removing many of the hurdles faced by first-time homebuyers.
From increasing your understanding of the overall homebuying process, to helping secure funds for a down payment, SONYMA is with you every step of the way.
Getting Started Begin Your Journey with SONYMA
Home Buying Counseling
The Benefits of Home Buying Counseling
To help you navigate the homebuying process and prepare for successful homeownership, SONYMA has partnered with nonprofit housing counseling agencies across the state that offer on-line homebuyer education classes, workshops, and one-on-one counseling. You can benefit from learning about topics like money management, credit monitoring, homeownership preparation, and foreclosure prevention. Find a counselor or call 1-800-382-4663 (HOME)