The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing.
AHC 's Affordable Home Ownership Development Program (AHOD Program) provides grants to governmental, not-for-profit and charitable groups to:
Promote home ownership among families of low and moderate income for whom there are few affordable home ownership alternatives in the private market.
Stimulate the development, stabilization and preservation of New York communities.
Home buyers can access this program by connecting with one of the AHC grantees listed below.
- Grants are made to government and non-government sponsors (Grantees) that develop affordable housing or assist homeowners in funding necessary repairs. These Grantees are responsible, in turn, for ensuring that the homebuyers or homeowners are income qualified and otherwise eligible recipients of funds under the Program.
- Grants are not made directly to individual homebuyers or homeowners. Residents interested in these home ownership opportunities or home repair services should see the Current AHC Grantee List section of this page to find a resource in your area.
Eligible applicants include the following:
Municipalities, including municipal housing authorities and housing development fund companies, and
Not-for-profit corporations and charitable organizations that have affordable housing or home improvement as one of their primary purposes.
If you are a single-family home builder and wish to get involved with AHC projects, you may merge your efforts with an eligible applicant or current Grantee.
Please explore the Current AHC Grantee List section of this page to find a current Grantee in your area.
Maximum Grant Amount & Income Limits
Maximum Grant Amount
Grants are available for up to $35,000 per unit or $40,000 per unit in designated high cost areas or projects receiving United States Department of Agriculture Rural Development Service loans. To determine whether or not a county has been designated as a "high cost area", please see the High Cost Area Table.
Grants are given to projects servicing individuals or families who generally earn between 100% and 166% of the HUD Low Income Limits. To see the applicable HUD Low Income Limits at 100%, 112%, 137%, and 166% please click here. For full details on grant amounts and tiered income limits, explore the Current Notice of Funding Availability, RFP's and Applications section.
Current Notice of Funding Availability, RFPs and Applications
AHC will be accepting applications immediately after this NOFA is released until such time that all of the AHC funds have been appropriated. A Notice of Funding Availability (NOFA) and a Request For Proposal (RFP) are being issued jointly on June 26, 2019 for the 2019-2020 funding round.
Requests for Proposals (RFPs)
Please refer to the regulations section in the back of the RFP for full details on the Affordable Home Ownership Development Program.
- 2019-2020 AHC Acquisition & Rehabilitation Request for Proposals (RFP) *Updated 10/30/19
- 2019-2020 AHC Home Improvement Request for Proposals (RFP) *Updated 10/30/19
- 2019-2020 AHC New Construction Request for Proposals (RFP)
The RFP will only be available online and applications must be submitted as a PDF to [email protected].
For more information on our program, you can review AHC's AHOD Briefing Sheet.
Current AHC Grantee List
Listed below are current AHC Grantees. Grantees are listed in alphabetical order by region. For each Grantee listed you will see the organization's name, address, phone number, county/counties it serves and the type of AHC projects it undertakes. Homebuyers should look for Grantees that do "New Construction" and/or "Acquisition/Rehabilitation" projects. Homeowners needing assistance with necessary renovations should look for Grantees that specialize in "Home Improvement" projects.
To find a Grantee in your area, click on the appropriate region below.
Region 1 - Western New York
Allegany, Cattaraugus, Chautauqua, Erie, Niagara Counties
Region 2 - Finger Lakes
Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Wayne, Wyoming, Yates Counties
Region 3 - Central New York
Cayuga, Cortland, Madison, Onondaga, Oswego Counties
Region 4 - Southern Tier
Broome, Chemung, Chenango, Delaware, Schuyler, Steuben, Tioga, Tompkins Counties
Region 5 - Mohawk Valley
Fulton, Herkimer, Montgomery, Oneida, Otsego, Schoharie Counties
Region 6 - Capital Region
Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, Warren, Washington Counties
Region 7 - North Country
Clinton, Essex, Franklin, Hamilton, Jefferson, Lewis, St. Lawrence Counties
Region 8 - Mid-Hudson
Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester Counties
Region 9 - Long Island
Nassau, Suffolk Counties
Region 10 - New York City
Bronx, Kings, New York, Queens, Richmond Counties
Affordable Home Ownership Development Briefing Sheet
- Administered by the Affordable Housing Corporation (AHC), a subsidiary corporation of HFA.
- Grant program that provides financial assistance for the construction, acquisition/rehabilitation, or improvement of one-to-four family owner-occupied dwellings.
- Grants of up to $35,000 per unit; up to $40,000 for units in high cost areas or receiving United States Department of Agriculture Rural Development Service loans.
- Eligible applicants: Municipalities and not-for-profit corporations, municipal housing authorities and HDFCs.
- Grant funds provide a subsidy to “write-down” the cost of the unit or the repairs to the unit.
- A minimum of 40% of the total development cost of the project must be provided by other private and public sources. (Except for Home Improvement Projects)
- Applications are evaluated on a competitive basis. Evaluation criteria includes: income bands of households served (based on HUD’s Low Income Limits); significant local commitment; reasonable development costs; need for affordable housing; and the strength of development team.
- Homes must be owner-occupied and four units or less. Condominiums, cooperatives and manufactured homes are also eligible. Residents must meet income requirements.
- Funds are to be equitably distributed throughout the State, and among urban, suburban and rural communities.
- No more than 50% of the total amount appropriated for the program may be allocated to projects in a single municipality.
- Promotes stability and preservation of neighborhoods and communities while stimulating employment.
Forms & Information
If you are already an AHC Grantee, please see page below to access all the forms and information you need.