Homebuyers

Helping New Yorkers achieve homeownership with low-interest mortgages, down payment assistance, and homebuyer support.
Explore Low- and Moderate-Income Homeownership Options
Affordable Housing Corporation (AHC)
What We Do

AHC provides grants to government agencies, nonprofits, and charities to help make building new homes and renovating existing ones more affordable.

How It Works

AHC provides grants to government agencies, nonprofits, and charitable groups to build, buy, repair, or improve homes for low- and moderate-income families. 

Apply for Assistance

Homebuyers and homeowners can apply for homebuying or repair assistance through local organizations that receive AHC funding. 

Find AHC Program Providers
Explore Low-Interest Mortgage Options
State of New York Mortgage Agency (SONYMA)
SONYMA offers fixed-rate mortgages and down payment assistance for first-time homebuyers, with optional programs for home repairs or remodeling. Nonprofit housing counselors are available to guide you through every step of the homebuying process.

Homebuyer Resources

Fair Housing Information
Get information on fair housing rights and protections under federal and New York State law. Learn about accessibility requirements, reasonable accommodations, and how to report housing discrimination.