Homeowners

Homeowner assistance programs, information and resources
New York State Homeowner Assistance Fund

The New York State Homeowner Assistance Fund (“NYS HAF”) is a federally-funded program dedicated to assisting homeowners who are at risk of default, foreclosure or displacement as result of a financial hardship caused by the COVID-19 pandemic.

The New York State Homeowner Assistance Fund is closed and no longer serving individuals on the waitlist.  The program assisted nearly 17,000 homeowners with $465 million in awards and also helped 2,800 homeowners get an affordable loan modification with their lenders.  

If you received a HAF award and have questions about your HAF loan, please contact [email protected]. If you are a homeowner in need of other resources, you can connect with a free housing counselor at https://homeownerhelpny.org/.

Home Repair and Energy Efficiency Resources Weatherization & Repair

Ensuring Safe, Healthy Homes
Disaster Recovery & Lead Information

Keeping residents in their homes Foreclosure Prevention & Resources

Foreclosure Prevention - Community Restoration Fund

The SONYMA Community Restoration Fund (CRF) is part of New York State Office of Homes and Community Renewal’s response to the foreclosure crisis: a groundbreaking program that acquires pools of defaulted mortgages and provides homeowners with an opportunity to start fresh with a more affordable payment

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Foreclosure Information & Resources

The information and resources on this web page provide an immediate starting point for some families and complete solutions for others. The fact sheets are filled with information and resources, and are here to help homeowners resolve issues on their own

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Making homes safe and accessible for seniors, veterans, and people with disabilities Accessibility Resources

Manufactured Home Owners
Manufactured Home Resources
Homes and Community Renewal enforces compliance with Section 233 of the Real Property Law which protects the rights of manufactured home park residents. For more information about these rights, home park purchase and complaint information, please explore the Manufactured Home Program

SONYMA & AHC FAQ's SONYMA and AHC Homeowner Compliance