Manufactured Home Mortgage Program


The State of New York Mortgage Agency (SONYMA) is proud to announce that we now offer the same affordable, fixed-rate loans that we have provided to low- and moderate-income homebuyers since 1970, to existing and prospective manufactured home community residents. SONYMA loans are available to residents on leased land in a park community or on land owned or being purchased by the home buyer. Financing for the installation of foundations may be included as well.


Manufactured home communities must onboard with SONYMA in advance to be eligible for financing. Communities who wish to onboard may email [email protected].

How to Apply

Interested in applying for a SONYMA loan to purchase a manufactured home or refinance debt on your existing manufactured home?