Section 8 - Home Ownership Program
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Overview

The HCR Section 8 Voucher Home Ownership Program has evolved from a small pilot program in calendar year 2000 to its current status as a national leader in home ownership closings where Section 8 Voucher assistance is available and being used to help families obtain and retain a home of their own.

The current monthly Voucher assistance payment per family ranges from as low as $8 to a high of $2,446 depending on family income and the location of the home. The statewide average monthly voucher assistance payment is currently $725.

Although this program is primarily designed for working families, elderly and disabled persons and families also qualify. Current participants include single and two-parent families, grandparents and single individuals. The minimum income requirements for participation include a stable monthly income such as wages from full-time employment, Social Security or other pension benefits. The minimum annual income eligibility also varies by county.

Section 8 Map

 

Green = HCR Housing Choice Voucher (HCV) Program (New York City is a pilot program only).

Grey = Non-HCR Housing Choice Voucher (HCV) Program

Requirements

  • The family must be a HCR Section 8 participant for at least one year, and be a first-time home owner, or single-parent displaced homemaker.

  • The family must attend home buyer education classes and be credit-qualified and pre-approved by a mortgage lending institution. The family must not have defaulted on a previous mortgage. The type of home a family may purchase utilizing Section 8 Voucher assistance includes single-family, co-operative, condominium or manufactured homes. The home that the family chooses to purchase must pass a housing quality (HQS) inspection before voucher assistance can be authorized. The family must also arrange and pay for an independent professional inspection of the home, and provide a copy of the inspection report to the local Section 8 Program. Based on findings in the professional inspection report, the local Section 8 Program reserves the right to authorize voucher assistance.

  • For home buyer education classes, HCR has partnered with several HUD-approved housing counseling agencies located in each local program area, see list below. Generally, once an individual or family has completed home buyer education classes and received housing counseling services, they may apply to a mortgage lending institution of their choice in order to become pre-approved for a mortgage and begin shopping for a home. The mortgage lender must meet HUD guidelines as set forth in Section 8 Voucher Home Ownership Program regulations. The family is also responsible for any down payment on the home. Not less than 1% of any required down payment must come from the family's personal resources. After the closing occurs, the family must occupy the home as their primary residence - no sub-letting is allowed.

    If a family wishes to move from their current HCR local program area and continue to use Voucher assistance to purchase a home in another area, they may do so as long as the receiving Housing Authority operates a Section 8 Voucher Home Ownership program and is accepting new families.

    The Voucher assistance for home ownership is, depending on the term of the mortgage, limited to either ten or fifteen years. These time limitations are not applicable to elderly or disabled families.

How to Apply

If you would like more information, please contact HCR's Statewide Section 8 Housing Choice Voucher Program for a list of HCR Local Administrators that manage the Section 8 Home Ownership Program directly, or visit the HUD web site at https://www.hud.gov/program_offices/public_indian_housing/programs/hcv/homeownership.

Adirondack Region

CLINTON COUNTY

Clinton County Housing Program

Home Ownership Program approved September 2002
Contact: Penny Daniels
[email protected]
(518) 825-0800

Number of closings to date: 9

Find a Section 8 Local Program Administrator

 


ESSEX COUNTY

Housing Assistance Program of Essex County, Inc.

Home Ownership Program approved September 2002
Contact: Kathy Phinney
[email protected]
(518) 873-6888

Number of closings to date: 24

Find a Section 8 Local Program Administrator

 


FRANKLIN COUNTY

Franklin County Community Housing Council, Inc.

Home Owner Program approved December 2004
Contact: Lee Pickreign
[email protected]
(518) 483-5934

Housing Counseling Partner: St. Lawrence County Community Development Program

Number of closings to date: 6

Find a Section 8 Local Program Administrator

 


HAMILTON COUNTY

Housing Assistance Program of Hamilton County, Inc.

Home Ownership Program approved July 2004
Contact: Nancie Williams
[email protected]
(518) 372-8846, ext. 30

Find a Section 8 Local Program Administrator

 


JEFFERSON COUNTY

Lewis County Opportunities, Inc.

Home Ownership Program approved December 2002
Contact: Lisa Wackernagel
[email protected]
(315) 788-0193, ext. 210

Housing Counseling Partner: North Country Affordable Housing

Number of closings to date: 12

Find a Section 8 Local Program Administrator

 


LEWIS COUNTY

Lewis County Opportunities, Inc.

Home Ownership Program approved December 2002
Contact: Karen Galasso
[email protected]
(315) 376-8202, ext. 232

Housing Counseling Partner: Snow Belt Housing Co

Number of closings to date: 4

Find a Section 8 Local Program Administrator

 


ST. LAWRENCE COUNTY

St. Lawrence County Community Development Program

Home Ownership Program approved July 2004
Contact: Nicole Woods
[email protected]
(315) 386-1102

Housing Counseling Partner: St. Lawrence Housing Council

Number of closings to date: 16

Find a Section 8 Local Program Administrator

 


WASHINGTON COUNTY

Washington County Housing Assistance Program

Home Ownership Program approved September 2004
Contact: Nancie Williams
[email protected]
(518) 372-8846, ext. 30

Housing Counseling Partner: Homefront Development Corp.

Number of closings to date: 1

Find a Section 8 Local Program Administrator

Capital Region

COLUMBIA COUNTY

Columbia Opportunities, Inc.

Home Ownership Program approved December 2003
Contact: Gail Paone
[email protected]
(518) 672-6612

Housing Counseling Partner: Housing Resources Inc.

No closings to date


GREENE COUNTY

Rural Ulster Preservation Co. (RUPCO)

Home Ownership Program approved July 2004
Contact: Vanessa Secore
[email protected]

(518) 943-5170

Housing Counseling Partner: Catskill Mountain Housing Development Corp.

Number of closings to date: 5

Find a Section 8 Local Program Administrator


OTSEGO COUNTY

Otsego Rural Housing Assistance, Inc.

Home Ownership Program approved September 2003
Contact: Anthony Scalici
[email protected]
(607) 286-7244

Number of closings to date: 2

Find a Section 8 Local Program Administrator


SARATOGA COUNTY

Saratoga County Rural Preservation Corp.

Home Ownership Program approved September 2002
Contact: Colleen O. Smith
[email protected]
(518) 885-0091

Number of closings to date: 5

Find a Section 8 Local Program Administrator

Hudson Valley/Eastern Region

DUTCHESS COUNTY

PathStone

Home Ownership Program approved September 2002
Contact: Gillian Hill
[email protected]
(845) 298-8998 ext. 16

Number of closings to date: 6

Find a Section 8 Local Program Administrator


NASSAU COUNTY

Nassau County Office of Housing and Community Development

Home Ownership Program approved March 2003
Contact: Celia Camacho
[email protected]
(516) 572-0824

Number of closings to date: 8

Find a Section 8 Local Program Administrator


NEW YORK (NYS HCR)

Subsidy Services Bureau of NYS Homes and Community Renewal

NOTE:
If you receive assistance from NYCHA, please contact Mr. Robert Tesoriero at (212) 306-4158

If you receive assistance from NYC HPD, please contact Mr. Jason Pearson at (212) 863-5449

If none of the above apply contact:

Home Ownership Program approved December 2006
Contact: Deborah Moore
[email protected]
(518) 408-3334

Number of closings to date: 5

Find a Section 8 Local Program Administrator


ORANGE COUNTY

PathStone

Home Ownership Program approved September 2002
Contact: Gunnar De Jong
[email protected]
(845) 343-0771, ext. 111

Number of closings to date: 48

Find a Section 8 Local Program Administrator


PUTNAM COUNTY

Putnam County Housing Corporation

Home Ownership Program approved May 2001
Contact: Dianne Chipman
[email protected]
(845) 225-8493 ext. 202

No closings to date

Find a Section 8 Local Program Administrator


ROCKLAND COUNTY

Rockland County Office of Community Development

Home Ownership Program approved December 2003
Contact: Maria Frank
[email protected]
(845) 364-3939

Housing Counseling Partners: Housing Opportunities Inc and Rockland Community Development

Number of closings to date: 8

Find a Section 8 Local Program Administrator


SUFFOLK COUNTY

Community Development Corp. of Long Island

Home Ownership Program approved February 2000
Contact: Janice Bolen
[email protected]
(631) 471-1215 ext. 125

Number of closings to date: 48

Find a Section 8 Local Program Administrator


SULLIVAN COUNTY

PathStone

Home Ownership Program approved September 2002
Contact: Yamaris Vera
[email protected]
(845) 794-4880 ext. 122

Number of closings to date: 3

Find a Section 8 Local Program Administrator


ULSTER COUNTY

Rural Ulster Preservation Company

Home Ownership Program approved May 2001
Contact: Vanessa Secore
[email protected]
(845) 331-2140 x209

Number of closings to date: 42

Find a Section 8 Local Program Administrator


WESTCHESTER COUNTY

Westchester County Planning Dept.

Section 8 Rental Assistance Program

Home Ownership Program approved May 2001
Contact: Lorna McFarlane
CVR New York/Westchester
(914) 995-2415

Housing Counseling Partners: Housing Action Council and Westchester Residential Opportunities

Number of closings to date: 11

Find a Section 8 Local Program Administrator

North Central Region

CAYUGA COUNTY

Cayuga County Homsite Development Corp.

Home Ownership approved May 2004
Contact JoAnn Lepak
[email protected]
(315) 253-8451

Number of closings to date: 2

Find a Section 8 Local Program Administrator


HERKIMER/ONEIDA COUNTY

Mohawk Valley Community Action Agency

Home Ownership Program approved December 2003
Contact: Patricia Darling
[email protected]
(315) 624-9930

Number of closings to date: 3

Find a Section 8 Local Program Administrator


MADISON COUNTY

Madison Business Development Corp.

Home Ownership Program approved September 2002
Contact: Susan Sharlette
[email protected]
(315) 684-3222

Housing Counseling Partner: Community Action for Madison County

Number of closings to date: 8

Find a Section 8 Local Program Administrator


ONTARIO COUNTY

Geneva Housing Authority

Home Ownership Program approved July 2004
Contact: Geoff Waterman
[email protected]
(315) 789-8010

Number of closings to date: 1

Find a Section 8 Local Program Administrator


OSWEGO COUNTY

Oswego County Housing Assistance Program

Home Ownership Program approved March 2003
Contact: Dona Lee Falciatano
[email protected]
(315) 349-8297

Housing Counseling Partner: Oswego County Housing Development Council

Number of closings to date: 4

Find a Section 8 Local Program Administrator


SENECA COUNTY

Seneca Housing, Inc.

Home Ownership Program approved September 2004
Contact: Mary McDonald
[email protected]
(315) 568-2200

Number of closings to date: 3

Find a Section 8 Local Program Administrator


WAYNE COUNTY

Community Action in Self-Help, Inc.

Home Ownership Program approved September 2004
Contact: Eileen Porto
[email protected]
(315) 946-6992

Number of closings to date: 2

Find a Section 8 Local Program Administrator

South Central Region

CHEMUNG COUNTY

Arbor Housing and Development

Home Ownership Program approved September 2002
Contact: Lori Gwin
[email protected]
(607) 654-7487, ext. 2045

Number of closings to date: 9

Find a Section 8 Local Program Administrator


CHENANGO COUNTY

Opportunities for Chenango

Home Ownership Program approved December 2002
Contact: Sharon Cavness
[email protected]
(607) 336-2101 x1

Number of closings to date: 3

Find a Section 8 Local Program Administrator


DELAWARE COUNTY

Delaware Opportunities, Inc.

Home Ownership approved September 2002
Contact: Mary Kilmer
[email protected]
(607) 746-1650

Number of closings to date: 3

Find a Section 8 Local Program Administrator


SCHUYLER COUNTY

Arbor Housing and Development

Home Ownership Program approved September 2002
Contact: Lori Gwin
[email protected]
(607) 654-7487, ext. 2045

Number of closings to date: 2

Find a Section 8 Local Program Administrator


STEUBEN COUNTY

Arbor Housing and Development

Home Ownership Program approved September 2002
Contact: Lori Gwin
[email protected]
(607) 654-7487, ext. 2045

Number of closings to date: 14

Find a Section 8 Local Program Administrator


TIOGA COUNTY

Tioga Opportunities Program, Inc.

Home Ownership Program approved February 2005
Contact: Steve Timchack
[email protected]
(607) 687-0707

Housing Counseling Partners: Tri-County Housing Council and Ithaca Neighborhood Housing Services

No closings to date

Find a Section 8 Local Program Administrator


TOMPKINS COUNTY

Tompkins Community Action

Home Ownership Program approved September 2002
Contact: Danielle Harrington
(607) 273-8816

Housing Counseling Partner: Ithaca Neighborhood Housing Services

Number of closings to date: 20

Find a Section 8 Local Program Administrator


YATES COUNTY

PathStone

Home Ownership Program approved June 2003
Contact: Jaime Ricks
[email protected]
(585) 343-3861

Number of closings to date: 7

Find a Section 8 Local Program Administrator

Western Region

ALLEGANY COUNTY

ACCORD Corp.

Home Ownership Program approved May 2004
Contact: Melissa Fuller
[email protected]
(585) 268-7605, ext. 1029

Number of closings to date: 2

Find a Section 8 Local Program Administrator


CATTARAUGUS COUNTY

Cattaraugus Development Corp.

Home Ownership Program approved December 2003
Contact: Terri Stranburg
[email protected]
(716) 372-2550

Housing Counseling Partner: Rural Revitalization Corp.

Number of closings to date: 5

Find a Section 8 Local Program Administrator


CHAUTAUQUA COUNTY

Chautauqua Opportunities, Inc.

Home Ownership Program approved May 2001
Contact Diane Salvo
[email protected]
(716) 661-9430

Number of closings to date: 14

Find a Section 8 Local Program Administrator


GENESEE COUNTY

PathStone

Home Owner Program approved May 2001
Contact: Jaime Ricks
[email protected]
(585) 343-3861

Number of closings to date: 13

Find a Section 8 Local Program Administrator


LIVINGSTON COUNTY

Livingston County Dept. of Social Services, Office of Section 8 Hsg. Asst.

Home Ownership Program approved January 2005
Contact: Ruth Swift
[email protected]
(585) 243-7300

Housing Counseling Partners: Rural Opportunities Inc. and Genesee Valley RPC

Number of closings to date: 2

Find a Section 8 Local Program Administrator


NIAGARA COUNTY

Niagara Falls Leased Housing Program

Home Ownership Program approved December 2003
Contact: Barbara Skye
[email protected]
(716) 286-8801

Number of closings to date: 6

Find a Section 8 Local Program Administrator


ORLEANS COUNTY

Orleans County Dept.of Housing Assistance

Home Ownership Program approved January 2005
Contact: Sheila Allport
[email protected]
(585) 589-3200

Housing Counseling Partner: Rural Opportunities Inc.

Number of closings to date: 2

Find a Section 8 Local Program Administrator


WYOMING COUNTY

Wyoming County Community Action, Inc.

Home Ownership Program approved December 2003
Contact: Connie McHugh
[email protected]
(585) 237-2600

Number of closings to date: 5

Find a Section 8 Local Program Administrator