State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first home.
SONYMA provides access to affordable homeownership by removing many of the hurdles faced by first-time homebuyers.
From increasing your understanding of the overall homebuying process, to helping secure funds for a down payment, SONYMA is with you every step of the way.
SONYMA on the Radio
A Conversation About SONYMA's Great Features
Suffolk County Association of Municipal Employees sat down with SONYMA's Delfia Munoz and Michelle Schimel to discuss features of the SONYMA program:
Down Payment Assistance, Home Renovation Loans, Veteran's Programs & Additional Resources
To help you navigate the homebuying process and prepare for successful homeownership, SONYMA has partnered with nonprofit housing counseling agencies across the state that offer on-line homebuyer education classes, workshops, and one-on-one counseling. You can benefit from learning about topics like money management, credit monitoring, homeownership preparation, and foreclosure prevention. Find a counselor or call 1-800-382-4663 (HOME)