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State of NY Mortgage Agency (SONYMA)

SONYMA offers low-interest mortgage loans and programs to help qualified buyers purchase their home
State of New York Mortgage Agency (SONYMA) for Homebuyers
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Congratulations on taking the first step toward homeownership
Helping first-time buyers feel at home

State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first home.

SONYMA provides access to affordable homeownership by removing many of the hurdles faced by first-time homebuyers.

From increasing your understanding of the overall homebuying process, to helping secure funds for a down payment, SONYMA is with you every step of the way.

Resources

To help you navigate the homebuying process and prepare for successful homeownership, SONYMA has partnered with nonprofit housing counseling agencies across the state that offer on-line homebuyer education classes, workshops, and one-on-one counseling. You can benefit from learning about topics like money management, credit monitoring, homeownership preparation, and foreclosure prevention. Find a counselor or call 1-800-382-4663 (HOME)

Visit HomeSmartNY.org

SONYMA Participating Lenders and Servicers
SONYMA welcomes lending institutions to become Participating Lenders in SONYMA programs. Explore important information for current Participating Lenders as well as for lenders considering joining SONYMA programs

Home Ownership Professionals